I have coverage with CDSPI
If you are currently a CDSPI Long Term Disability (LTD) plan policyholder, you now have a choice:
You can switch to DisabilityGuard™ Insurance
You can choose to switch all of your current CDSPI LTD plan to DisabilityGuard™. This option is available with no medical questions or tests until July 31, 2017. Call us to find out your competitive new rate.
You can continue with your current LTD plan
If you would like to keep the current plan and you have purchased the Future Insurance Guarantee [FIG] Option you can continue to exercise this option under your existing policy. If you want to increase your coverage (other than through the FIG option), you will apply for coverage under DisabilityGuard™ Insurance.
For those wishing to increase or switch their coverage, the new DisabilityGuard™ plan provides many advantages. This chart provides a comparison of features between the existing CDSPI LTD plan and DisabilityGuard™ Insurance. Have additional questions? Please visit our F.A.Q. page
DisabilityGuard™ Insurance is underwritten by
The Manufacturers Life Insurance Company (Manulife),
PO Box 4213 Stn A, Toronto, ON, M5W 5M3.
The information contained here is a summary only. A full description of DisabilityGuard™ coverage and eligibility, including restrictions and limitations is contained in the certificate booklet, which sets out all the coverage terms and conditions.